Rent Reporting

Your rent is a payment.
Make it part of your credit story.

Your monthly rent can represent a significant recurring financial obligation. Our rent reporting service is designed to help eligible customers have qualifying rental payment history furnished to participating credit bureaus, subject to program requirements.

Start Rent Reporting → How It Works

✓ Eligible rent history ✓ Credit-building focused ✓ Education-first

RENT REPORTING, MADE CLEAR.

Eligible Rental Payments Payment History Credit Reporting Education

Why Rent Reporting?

Your rent is already part of your financial life.

Rent is one of the largest recurring expenses for many households. Rent reporting is designed to give eligible rental payment history an opportunity to become part of the credit-reporting conversation.

✓ Use eligible rental payment history

✓ Build a documented history of qualifying payments

✓ Potentially furnish qualifying payments to participating bureaus

✓ Understand exactly what the program does and does not promise

Start Your Application →

What Gets Reported

The focus is your qualifying payment history.

The reporting process depends on the applicable program, your rental information, payment history, and furnishing requirements.

Rental Account

Your eligible rental obligation and associated account information are used as part of the reporting process.

Payment History

Qualifying rental payments can be furnished according to the requirements of the applicable reporting program.

Reporting Status

Reporting activity depends on program requirements, data availability, and applicable bureau and furnishing standards.

How It Works

A straightforward reporting process.

The process begins with your rental information and continues through verification and reporting, where applicable.

STEP 01

Apply

Provide the required rental and applicant information through the rent reporting application.

STEP 02

Verify

Your rental information and payment history are reviewed according to applicable program requirements.

STEP 03

Report

Eligible payment information is furnished according to the applicable reporting program.

STEP 04

Monitor

Review your credit information and continue practicing responsible payment habits.

Clear Expectations

What rent reporting can—and cannot—do.

Rent reporting is a credit-building tool, not a promise of a specific credit outcome.

WHAT IT CAN DO

Add qualifying payment history.

When eligible payments are successfully furnished, they may become part of the credit information available to participating bureaus.

Document qualifying rental payments
Create additional payment-history data
Provide another credit-building tool
Help you monitor your reported information

WHAT IT CANNOT PROMISE

A specific credit-score result.

Credit scores and credit decisions depend on many factors, including the information contained in an individual's credit file.

No guaranteed score increase
No guaranteed approval
No guaranteed financing
No guaranteed bureau acceptance

Education First

Know what is being reported.

Understanding your credit information is just as important as having payment history reported. The Credit Builders provides education designed to help you understand credit reporting, consumer responsibilities, and responsible credit management.

✓ Understand credit reporting concepts

✓ Understand consumer rights and responsibilities

✓ Review your credit information

✓ Build responsible financial habits

Build with information—not assumptions.

✓ Understand how rental payment reporting works.

✓ Know what information may be furnished.

✓ Review your credit information regularly.

✓ Continue responsible payment and debt-management habits.

READY TO GET STARTED?

Turn qualifying rent payments into reported history.

Complete the application to begin the rent reporting process.